
LIC ADO Recruitment 2019 - Notificaiton Exam Dates, Pattern, Salary & Syllabus
LIC ADO 2019 Notification
Life Insurance Corporation of India (LIC) has issued notification of LIC ADO 2019 recruitment and has invited online application for Apprentice Development Officer (ADO) who will be working under various divisions of LIC.
LIC ADO Vacancy
LIC has announced to fill the total 8581 vacancies through the LIC for the LIC ADO 2019 exam. The TET recruitment notification is for different areas and the number of vacancies is different. ZONE - WISE: Below is the bifurcation of vacancies.
LIC ADO Recruitment 2019 - Zone-wise Vacancy Break-Up |
||
S. No. |
Zone Name |
Number of Vacancies |
1 |
Central Zonal Office, Bhopal |
525 |
2 |
Eastern Zonal Office, Kolkata |
922 |
3 |
East Central Zonal Office, Patna |
701 |
4 |
Northern Zonal Office, New Delhi |
1130 |
5 |
North Central Zonal Office, Kanpur |
1042 |
6 |
Southern Zonal Office, Chennai |
1257 |
7 |
South Central Zonal Office, Hyderabad |
1251 |
8 |
Western Zonal Office, Mumbai |
1753 |
Total |
8581 |
- Job Location : All India
- Selection Process : Selection will be based on Preliminary Online Examination, Main Online Exam & Interview.
Application Fee
For Gen/ OBC | 600/- | Pay the exam fee through Credit card/ Debit card/ Net banking fee mode. | ||
For SC/ST/PH | 50/- |
LIC ADO Recruitment 2019 Important Dates - Exam Dates
Important Dates to Remember
The recruitment process of LIC ADO 2019 will begin online with registration on May 20, 2019, after which the online preparatory exam will be held on July 6 and 13, 2019 and the same will be held on August 10, 2017. Important dates for each interested candidate for the LIC ADO 2019 exam are given below:
Starting Date for Submission of Online Application | 20 May 2019 |
Last Date for Submission of Online Application | 09 June 2019 |
Admit Card Download for On-Line Examination | 29 June 2019 |
Dates of Online Examination – Preliminary (tentative) | 06 & 13 July 2019 |
Dates of Online Examination – Main (tentative) | 10 August 2019 |
Stages Of Recruitment Process |
Dates |
Commencement of on-line registration of application |
20th May 2019 |
Closure of registration of Application |
09th June 2019 |
Download of Call Letter for Online Preliminary Examination |
From 29th June 2019 |
LIC ADO Exam Date – Preliminary (Tentative) |
6th & 13th July 2019 |
LIC ADO Salary
Candidates who will be selected as LIC ADOs will get Rs. A fixed stipend will be given monthly per month during the period According to the rules laid down by India's LIC, 34,503 per month.
Once the Apprentice period expires, the probation period will begin. In that period, they will be given all the allowances, gratuity, defined pension scheme, LTC, medical benefit, group insurance, group personal accident insurance, vehicle advance, allocated to the place or city like Home Rent Allowance, City Concession Alaunas. (2-wheeler / 4-wheeler), brief case / leather bag, reimbursement of mobile handset costs, after supply and confirmation of the daily as per rules, the candidates will be entitled to attractive performance-based incentives. In this way, after all allowances and allowances, the house rent will be in the city of 37345 / A.
LIC ADO Recruitment - Eligibility Criteria
Nationality: An aspirant must be a citizen of India
LIC ADO age limit: An interested person should not be less than 21 years old and not more than 30 years
Experience: The detailed experience required for various positions presented through ADO is given below:
Category of Applicant |
For Recruitment in Urban Area |
For Recruitment in Rural Area |
Employee Category |
Not less than 3 years of service after confirmation in Class III post |
Not less than 3 years of service after confirmation in Class III post |
Agents Category |
Not less than 5 years as an agent or other than agent (such as DSE/FSE) and has brought a net First Year Premium Income of not less than 5,00,000/- during the ? immediately preceding 5 financial years and a net First Year Premium Income of not less than ? 1,00,000/- on 50 lives in each of any 3 of these financial years |
Not less than 4 years as an agent or other than agent(such as DSE/FSE) and has brought a net First Year Premium Income of not less than 1,00,000/- on 50 lives ? per year in any 3 of the immediately preceding 4 financial years |
Other |
Preference would be given to candidates who have at least 2 years experience in life insurance industry. |
Preference would be given to candidates who have at least 2 years experience in life insurance industry |
Age relaxation for LIC ADO Post
Category |
Age Limit (in Years) |
SC/ST |
35 years |
OBC |
33 years |
LIC Employee who is not a member of a SC or a ST or OBCs |
42 years |
LIC Employee who is a member of OBCs (other than those in the creamy layer) |
45 years |
LIC Employee who is a member of a SC or ST |
47 years |
LIC Agent or Other than Agent (such as DSE/FSE) who is not a member of SC or ST or OBCs |
40 years |
LIC Agent or Other than Agent (such as DSE/FSE)who is a member of OBCs (Other than those in the creamy layer) |
43 years |
LIC Agent or Other than Agent (such as DSE/FSE) who is a member of a SC or a ST |
45 years |
Ex-serviceman |
30, increased by the number of years of service in the armed forces subject to maximum age of 45 years where he is a member of OBCs and, 47 years where he is a member of SC or ST and, Maximum of 42 years in other than SC, ST, OBC cases |
All Others |
30 Years |
LIC ADO Recruitment 2019 - Exam Pattern
The LIC ADO 2019 will be in three phase:
Prelims Examination Men's Examination Interview Process
Detailed examination pattern for various positions presented through LIC ADO 2019 examination is given below:
Online Prelims Exam
Sections |
No. Of Questions/Maximum Marks |
Time Duration |
Reasoning Ability |
35/35 |
20 Minutes |
Numerical Ability |
35/35 |
20 Minutes |
English |
35/30** |
20 Minutes |
Total |
100/70 |
60 Minutes or 1 Hour |
English Language test is of qualifying nature and the marks in English Language will not be added up for ranking.
Online Mains Exam
Sections |
No. of Questions/Maximum Marks |
Time Duration |
Reasoning Ability and Numerical Ability |
50/50 |
Composite time of 120 minutes |
General Knowledge, Current Affairs and English Language with special emphasis on grammar and vocabulary |
50/50 |
|
Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector |
50/50 |
|
Total |
150/150 |
For Employee Category
Sections |
No. of Questions/Maximum Marks |
Time Duration |
Reasoning Ability & Numerical Ability |
25/25 |
Composite time of 120 minutes |
General Knowledge, Current Affairs and English Language |
25/25 |
|
Practice and Principle of Insurance Marketing |
50/100 |
|
Total |
150/150 |
For Agents Category
Sections |
No. of Questions/Maximum Marks |
Time Duration |
Reasoning Ability & Numerical Ability |
25/25 |
Composite time of 120 minutes |
General Knowledge, Current Affairs and English Language |
25/25 |
|
Practice and Principle of Insurance Marketing |
50/100 |
|
Total |
150/150 |
LIC ADO Recruitment 2019 - Exam Syllabus
LIC ADO Syllabus for Prelims Exam
LIC ADO Syllabus: Reasoning
- Puzzles
- Seating Arrangements
- Direction Sense
- Blood Relation
- Syllogism
- Order and Ranking
- Coding-Decoding
- Machine Input-Output
- Inequalities
- Alpha-Numeric-Symbol Series
- Data Sufficiency
- Logical Reasoning
LIC ADO Syllabus: Numerical Ability
- Data Interpretation (Bar Graph, Line Chart, Tabular, Caselet, Radar/Web, Pie Chart)
- Inequalities (Quadratic Equations)
- Number Series
- Approximation and Simplification
- Data Sufficiency
- Miscellaneous Arithmetic Problems (HCF and LCM, Profit and Loss, SI & CI, Problem on Ages, Work and Time, Speed Distance and Time, Probability, Mensuration, Permutation and Combination, Average, Ratio and Proportion, Partnership, Problems on Boats and Stream, Problems on Trains, Mixture and Allegation, Pipes and Cisterns)
LIC ADO Syllabus: English Language
- Reading Comprehension
- Fillers
- Cloze Test
- Sentence Errors
- Sentence Improvement
- Vocabulary based questions
- Jumbled Paragraph
- Word Usage
- Phrase/Connectors
- Paragraph related question (Para connectors, para completion, para restatement, paragraph inference, para fillers)
LIC ADO Syllabus for Mains Exam
LIC ADO Syllabus: Numerical Ability
- Simplification & Approximation
- Number Series
- Inequality (Quadratic & Quantity based)
- Partnership
- Ratio & Proportion
- Percentage
- Mixtures & Allegations
- Average & ages
- Time and Work
- Pipe and Cistern
- Simple Interest & Compound Interest
- Time & Distance
- Boat & stream
- Permutation, Combination &Probability
- Mensuration (2D&3D)
- Data Interpretation ( Bar, line, pie, mixed, missing, arithmetic, caselet )
- Data Sufficiency
LIC ADO Syllabus: Reasoning Ability
- Puzzle
- Direction sense
- Syllogism
- Sitting Arrangement
- Input-Output
- Blood Relation
- Data Sufficiency
- Coding-Decoding
- Inequalities
- Logical Reasoning((Passage Inference, Statement and Assumption, Statement & Conclusion, Argument, and Cause & Effect)
LIC ADO Syllabus: Financial Awareness
- Indian Financial Market
- Capital markets and the government
- Money Market
- stock markets and bond markets
- The role of money markets in the financial system
- Derivatives markets and private investing
- Primary markets and secondary markets
- The study of the foreign exchange interbank market
- Mutual Funds
- Insurance Industry
- Regulatory Agencies
- Insurance Industry
- Special Statutes for Certain Financial Intermediaries
- Establishment of FSDC
- Financial Stability and Development Council
- International Financial Organization
LIC ADO Syllabus: Insurance Market Awareness
- Introduction of Insurance
- History of Life Insurance
- History of General Insurance
- Know About IRDAI
- Types of Insurance
- Indian Insurance Market
- ULIP (Unit Linked Insurance Plan
- Public Sector Insurance Companies
- Glossary of Insurance Terms
- Private Sector Insurance Companies
- Employment State Insurance Scheme (ESIS)
- Abbreviations related to Insurance Industry
- Other Important Topics Related to Insurance Awareness
- Schemes Related to Insurance (PMFBY, PMJJBY, PMSBY etc.)
- Insurance Current Affairs
- Insurance Ombudsman, Bancassurance
- Current insurance schemes
LIC ADO Recruitment 2019 - Pre-Exam Training
There is no pre-exam training and interview for LIC ADO Recruitment EXAM.
LIC ADO Recruitment 2019 - Interview Process
Only the scores recorded in the main exam will be measured for shortlisting for the interview and the marks obtained in the main exam + will be considered for candidates' final merit list. Maximum interview points are 37.
LIC ADO Recruitment 2019 - Application Fee LIC ADO
Applicants belonging to the UR / OBC category will have to pay the application fees. 600 / -. Those who belong to the SC / ST / PWD category will have to pay the application fees. 50 / -.
LIC ADO Recruitment 2019 - Admit Card
Admit card will be issued for the LIC ADO 2019 Priilems Examination Candidates can visit the official website and download the admit card using the generated user ID and password at the time of registration for the examination.
LIC ADO Admit Card 2019: Zone-wise Direct Download Link 
LIC ADO Recruitment 2019 - Result
As soon as the LIC ADO 2019 examinations are issued by the examination body, the results will be announced on the official LIC website. The prelims exam decided to enter the primary qualification in the main examination. Apart from this, the main and interview scores will be considered for the final qualification of successful candidates.
LIC ADO Result 2019: Zone-wise Direct Download Link 
LIC ADO Recruitment 2019 - Previous Year Exam Cut-off's
LIC has invited online application for recruitment of LIC ADO 2019 for the appointment of LIC Apprentice Development Officer (ADO). Those who are going to take the LC ADO exam can go through cut off marks of last year to consider various aspects of the examination and to understand the difficulty level.
Before preparing for the cut off examination, a candidate helps keep the right thinking so that he can prepare a targeted score to exclude the previous year's merit score. It also gives the status of the previous year's vacancy status to the current year.
Cut Off Marks: LIC ADO 2018
LIC conducts exam in three phases PAPER I , II AND III. Aspirant needs to qualify all the three papers besides sectional cut off adopted by LIC. OVER ALL CUT OFF WILL BE DECIDED BY THE EXAMINING AUTHORITIES OF LIC. Aspirants need to qualify both merit and cut off.
LIC ADO 2018 Cut-off for online test
Category of candidates |
Cut-off marks |
General |
60 |
OBC |
52 |
SC |
47 |
ST |
40 |
Cut-off for LIC ADO 2018 Interview
Category of candidates |
Cut-off marks for Interview |
General |
75 |
OBC |
66 |
SC |
63 |
ST |
45 |
Final Cut-Off
Category of candidates |
Final Cut-Off for LIC ADO |
General |
135 |
OBC |
128 |
SC |
115 |
ST |
85 |
LIC ADO Recruitment 2019 - Exam FAQ's
Recently, LIC has notified the post of apprentice development officer (ADO) with 8581 vacancies in all eight areas of India. For those who did not perform well in last year's examination, this is a golden opportunity for them. Apart from this, there are frequently asked questions about LIC ADO EXAM by the candidates, which can be accepted as given below:
1. Name of the posts available under LIC ADO notification?
The terms available under the LIC ADO notification are Apprentice Development Officers (ADOs). It has been classified into three categories like Agent category, Employee category and Free market category. These officers will be engaged in urban areas as well as for rural areas. Successful candidates need to work in those areas.
'Agent Category' - Candidates employed or attached by LIC under this category will be aimed at resolving or buying a business related to the continuity, renewal or revival of LIC policies, along with insurance business.
'Employee category' - Candidates of this category will be posted on full-time salary under third grade.
'Other category' - Candidates, under this category, will be entitled to open market business.
Please note that the appointed officers will not be more than 15 percent in the employee category, 25 percent in the agent category and no more than 60 percent of the total vacancies notified by the other category LIC ADO Examination Notification 2019.
2. Is there any provision for EWS?
This is a sales supervision profile where candidates are required to train LIC to hire a business and sell life insurance policies to bring business to LIC.
3. When is the examination scheduled?
The LIC ADO Examination is to be held temporarily on the initial phase 6 and 13 July 2019 and the Mains exam is scheduled for 10 August 2019.
4. LIC has notified how many vacancies under LIC ADO 2019 notification?
LIC has notified 8581 vacancies for spreading all over India under 881 for ADO. Find the area-wise distribution of the vacant posts below.
- Northern Zonal Office, New Delhi - 1130
- Southern Zonal Office, Chennai - 1257
- Eastern Zone Office, Kolkata-922
- Western Zonal Office, Mumbai - 1753
- Central Zonal Office, Bhopal - 525
- East Central Office, Patna - .01
- North Central Region Office, Kanpur - 1042
- South Central Zonal Office, Hyderabad - 1251
5. Are there any provisions for EWS?
Yes, there are provisions for EWS and different vacancies have been mentioned for EWS quota. Candidates should mention LIC ADO 2019 official notifications for more details.
6. When will the registration for LIC ADO 2019 examination begin?
Registration for the LIC ADO 2019 exam will begin on May 20, 2019.
7. What will be the last date for candidates to apply for the post?
The last date for candidates to apply for this post is 09 June 2019.
8. What is the selection process or examination pattern for LIC ADO 2019 exam?
The selection process or examination pattern for the LIC ADO 2019 exam is different for all 3 streams.